| Titre : | Access to Financial Services and Working Poverty in Developing Countries |
| Auteurs : | Aïssata Coulibaly ; Thierry Urbain Yogo |
| Type de document : | Working Paper |
| Mention d'édition : | November 2016 |
| Editeur : | Clermont-Ferrand : Centre d'études et de recherches sur le développement international (Cerdi), 2016 |
| Collection : | Études et Documents Cerdi, ISSN 2114-7957, num. 2016/20 |
| Format : | 38 p. |
| Langues: | Anglais |
| Catégories : |
[Eurovoc] ÉCONOMIE > analyse économique > analyse économique > macroéconomie [Eurovoc] ÉCONOMIE > comptabilité nationale > revenu > répartition du revenu > pauvreté [Eurovoc] ÉCONOMIE > situation économique > développement économique > pays en développement [Eurovoc] FINANCES > institutions financières et crédit > activité bancaire [Eurovoc] FINANCES > libre circulation des capitaux > saorghluaiseacht chaipitil > mouvement de capitaux |
| Tags : | developing countries ; trickle-down effect. ; financial access ; working poverty |
| Résumé : | This paper investigates the effect of access to financial services on the prevalence of working poor. Using a panel of 63 developing countries over the period 2004-2013, we find that improving financial access (as measured by the number of bank branches per 100,000 adults) reduces the prevalence of working poor (workers living with less than US dollar 1.25 a day). This effect is even more relevant in countries affected by strong macroeconomic instability. Our findings are robust to endogeneity bias, the addition of various controls including remittances and mobile phone subscriptions, and to the shifting of the poverty line from US dollar 1.25 to US dollar 1.90. We also show that barriers to use banking services are correlated positively with working poverty. Moreover, our results confirm the validity of some transmissions channels such as growth (trickle-down effect) and the access of the non-poor workers to financial services, suggesting that improving financial access for the excluded non-poor can have a strong reducing-effect on working poverty. |
| Axe de recherche : | Financement du développement |
| En ligne : | https://halshs.archives-ouvertes.fr/halshs-01403001 |
Documents numériques (1)
https://halshs.archives-ouvertes.fr/halshs-01403001/file/2016.20.pdf URL |
