| Titre : | Household welfare in the digital age: Assessing the effect of mobile money on household consumption volatility in developing countries (2023) |
| Auteurs : | Ablam Estel Apeti, Auteur |
| Type de document : | Article : Revues - Articles |
| Dans : | World development (Vol.161, January 2023) |
| Note générale : | 106110 |
| Langues: | Anglais |
| Catégories : |
[Eurovoc] ÉCHANGES ÉCONOMIQUES ET COMMERCIAUX > consommation [Eurovoc] ÉCONOMIE > situation économique > développement économique > pays en développement [JEL] D - Microéconomie > D0 - Généralités > D02 - Institutions : conception, formation et fonctionnement [JEL] D - Microéconomie > D6 – Économie du bien-être > D64 - Altruisme [JEL] G - Économie financière > G2 - Institutions et services financiers > G20 - Généralités |
| Tags : | mobile money ; entropy balancing ; consumption volatility ; developing countries |
| Résumé : | Based on a sample of 76 developing countries over 1990-2019, we assess the effect of adopting mobile money on consumption volatility using entropy balancing. We reveal that countries with mobile money exhibit lower consumption volatility. After checking the robustness of this result, we show that the key drivers of mobile money's stabilizing effect are financial inclusion and migrant remittances. Heterogeneity tests conducted indicate the sensitivity of the result to time and type of mobile money and to some structural factors, including trade openness, inflation, rural population, the rule of law, and level of development. |
| Note de contenu : |
Highlights:
• Results using entropy balancing show that mobile money adoption reduces consumption volatility. • This effect is driven by financial inclusion and migrant remittances. • The effect of mobile money can vary according to the type of mobile money, the time, and some structural factors. • Mobile money increases the level of consumption and reduces remittances' destabilizing effect. • Finally, additional evidence covers consumption skewness and kurtosis and the identification of alternative channels. |
| Doi : |
DOI : 10.1016/j.worlddev.2022.106110 
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| Axe de recherche : | Financement du développement |
| En ligne : | https://hal.archives-ouvertes.fr/hal-03819779 |
| Est accompagné de : |
Exemplaires (1)
| Code-barres | Cote | Support | Localisation | Section | Disponibilité |
|---|---|---|---|---|---|
| 008801 | WOR | Revue | Centre de documentation du CERDI / Ecole d'Economie | Salle de lecture | Disponible |
Documents numériques (1)
 https://hal.archives-ouvertes.fr/hal-03819779/file/Mobile_money_and_household_consumption_volatility.pdf URL |
